For many Australians travelling out of the country for the first time, the concept of travel insurance is a thorny issue. It doesn’t take much convincing to let them know how important it is to have a back-up plan just in case not everything goes like a bomb.
Keep Everyone Honest
Comprehension of the prices and what is and isn’t covered is what makes the process much more difficult. It’s always best to be up front with your agent if you don’t understand something or need clarification. If you think that an agent would take advantage of you after confessing your ignorance of their policies, then why are you even talking to them in the first place?
The Basics
If you want to save on travel insurance, it’s always best to anticipate and cover the basic things that can go wrong first. Lost luggage, delayed or cancelled flights, or calling off the holiday altogether because of an illness are some of the most common deterrents of any planned holiday.
Health Costs Wealth
When you’ve successfully covered the basics, look at the health costs in the country you plan to visit. It’s always a wise decision, especially when going to America or Europe, to get medical coverage with higher limits, as health care in some countries is infamously expensive. You may spend a few more dollars on secure travel insurance, but it can save you hundreds in hospital or clinical bills.